Secondary traded endowments (STEs) and whole life insurance policies are financial instruments that are typically sold by policyholders who no longer need or want such policies, but who still wish to receive a higher value than if they were to be redeemed through the original insurance companies.
Interested investors can then purchase the STEs through us. These policies provide the investors with a relatively low-risk, yet higher return investment opportunity, as the cash values of the policies are guaranteed by the insurance companies, while insurance products traditonally give a higher yield than savings accounts and fixed deposits in a normal environment.
Whether you are considering liquidating your existing policies, or investing in STEs, we welcome you to get in touch.
Bonds can provide investors with diversification benefits by offering a different risk and return profile compared to other asset classes, such as stocks or real estate. They are a stable alternative in which to allocate funds as market conditions change.
Our bonds are mostly secured by assets, helping investors to reduce their overall portfolio risk. We also provide relatively high returns on investments, as well as the flexibility for redemption before maturity.
Please note that these bonds are only available to institutional and accredited investors.
We help businesses get access to capital in order to fund their operations, or to invest in new equipment and technology. The improved cash flow can also enable companies to rapidly take advantage of new opportunities as they arise.
This can be especially important for start-ups as most of them are turned away from traditional lenders due to a lack of proven track record.
Sometimes, businesses may also wish to consolidate their outstanding debts with a single lender to secure more favourable rates, as well as for ease of administering repayment tracking.
A business buyout is a transaction in which a buyer purchases a majority or controlling interest in an existing business.
The process typically involves us handling the negotiations between the buyer and the seller, performing due diligence to assess the value and risks of the target business, and even providing the financing to complete the purchase.
Overall, buying over an existing business can provide a range of benefits, including reduced risk, established branding, customer base, infrastructure and systems, experienced employees, proven track record, and the potential to restructure for further growth and expansion.
We conduct auctions periodically in collaboration with private banks, financial institutions and established auction houses.
These auctions are conducted in various formats, including live and online auctions, as well as sealed bids. The items may include art, antiques, real estate, vehicles or business equipment.
Auctions are currently only open to exclusive clients of Alternate Capital.